Henrico County bank fraud charges under 18 U.S.C. § 1344 carry up to 30 years in federal prison. Law Offices Of SRIS, P.C. has 4,739+ firm-wide case results. A Bank Fraud lawyer Henrico County from our firm provides a strong defense against these serious allegations.
Last verified: April 2026 | Henrico County General District Court | Va. Code Title 18.2 (official Virginia General Assembly)
Statutory Definition of Bank Fraud
Bank fraud is defined under 18 U.S.C. § 1344 as a scheme to defraud a financial institution or to obtain money, assets, or credit owned by a financial institution through false or fraudulent pretenses. This federal offense applies to any act affecting a bank, credit union, or other FDIC-insured institution. A Bank Fraud lawyer Henrico County understands the specific elements the government must prove beyond a reasonable doubt.
External Citation Links
Review the official federal statute: 18 U.S.C. § 1344 (Cornell LII). For Virginia federal court procedures, visit the U.S. District Court for the Eastern District of Virginia.
Insider Procedural Edge
Federal bank fraud cases in Henrico County are prosecuted by the U.S. Attorney’s Office for the Eastern District of Virginia (Richmond Division). The government typically builds cases through grand jury subpoenas, search warrants, and forensic accounting analysis.
- Contact a Bank Fraud lawyer Henrico County immediately if you receive a subpoena or target letter.
- Preserve all financial documents and communications related to the alleged scheme.
- Do not speak to investigators without counsel present.
- Your attorney will negotiate with the USAO to explore pre-indictment resolution options.
- If indicted, your lawyer will file pretrial motions challenging the sufficiency of evidence.
- Prepare for trial or negotiate a favorable plea agreement based on the evidence.
In Henrico County, federal bank fraud under 18 U.S.C. § 1344 carries up to 30 years imprisonment and fines up to $1,000,000.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Bank Fraud (18 U.S.C. § 1344) | Federal Felony | Up to 30 years | Up to $1,000,000 | N/A (federal) | Restitution, supervised release, asset forfeiture |
Results may vary. Prior results do not guarantee a similar outcome.
Bryan Block, Defense Attorney at Law Offices Of SRIS, P.C. — Licensed in VA. Former Virginia State Trooper (15 years). View Bryan Block’s Profile
Matthew Greene, Senior Defense Attorney at Law Offices Of SRIS, P.C. — Licensed in VA. 30+ years criminal defense. Death penalty certified (formerly). View Matthew Greene’s Profile
Case Results
Law Offices Of SRIS, P.C. has 4,739+ firm-wide documented results across VA, MD, NJ, NY, and DC with a 93%+ favorable outcome rate. Our team includes former prosecutors who understand federal bank fraud investigations.
Results may vary. Prior results do not guarantee a similar outcome.
Law Offices Of SRIS, P.C. — Richmond Location
7400 Beaufont Springs Dr, Suite 300, Rm 395, Richmond, VA 23225
Toll-Free: (888) 437-7747 | Local: (804)201-9009
By appointment only. 24/7 phone consultations.
Frequently Asked Questions
What is the penalty for bank fraud in Henrico County, Virginia?
Yes, bank fraud under 18 U.S.C. § 1344 carries up to 30 years in federal prison and fines up to $1,000,000. Restitution and asset forfeiture are also mandatory.
Can bank fraud charges be dismissed in Henrico County?
Yes, charges can be dismissed if the government cannot prove intent to defraud or if evidence was obtained unlawfully. A Bank Fraud lawyer Henrico County can file motions to suppress evidence or dismiss the indictment.
Do I need a federal bank fraud defense lawyer Henrico County?
Yes, federal bank fraud charges require a lawyer experienced in federal court. The U.S. Attorney’s Office for EDVA has a high conviction rate. A Bank Fraud lawyer Henrico County protects your rights throughout the process.
What is the difference between bank fraud and wire fraud?
Bank fraud specifically targets financial institutions under 18 U.S.C. § 1344. Wire fraud involves electronic communications under 18 U.S.C. § 1343. Both are federal felonies with severe penalties.
How does a financial institution fraud lawyer Henrico County build a defense?
A financial institution fraud lawyer Henrico County examines the evidence for lack of intent, insufficient proof of scheme, or procedural violations. Defenses may include showing the transactions were legitimate loans or business dealings.
Can I get bail for a federal bank fraud charge in Henrico County?
It depends. Federal judges consider flight risk and danger to the community. Many defendants are released on bond with conditions like GPS monitoring or travel restrictions. A Bank Fraud lawyer Henrico County argues for pretrial release.
What should I do if I am under investigation for bank fraud?
Contact a Bank Fraud lawyer Henrico County immediately. Do not speak to investigators without counsel. Preserve all documents. Your lawyer can communicate with the USAO to potentially avoid charges.
How long does a federal bank fraud case take in Henrico County?
It depends. The Speedy Trial Act requires trial within 70 days of indictment. Complex cases with extensive discovery can take 6-18 months. A Bank Fraud lawyer Henrico County manages the timeline strategically.